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Post by hhalex on Jul 3, 2007 14:37:11 GMT 7
I just renewned my roadtax and guess wat, my insurance are covered for RM65k only for the 2nd year only. 30K loss within a year. Even 2nd hand car dealer is selling at max 60K only for 2005 model. 50K for 2004, 45K for 2003.
Bought at 97.8K LE model on July 2006 and manufactured 2005. Which I didnt know it is a 2005 model when I purchased till i see the car registration card. d**n it and we are affected by the yr of manufactured in the market. Got corn by NAZA !
Looks like whoever are caught with the promotion at 88K loan with the flexipayment of RM748/monthly for the 1st year will be badly affected. For 1 yr of payment our loan will be reduced to at max 82K left for the rest of 8 yrs of loan tenure.
So compared against the market value, my perception is that for us to set off your loan with the market value, we need to retain the car for at least 5 yrs.
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Post by samuelk on Jul 4, 2007 7:51:10 GMT 7
you got that all right, no chance of getting a new car anytime soon unless you're willing to top up the difference for the loan..
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Post by jacky on Jul 4, 2007 13:38:41 GMT 7
hhalex,
I'd be happy to pay less for insurance, 60k seems just nice! We all knew the second hand value for the car before committing the purchase, heck in fact I even considered buying a one yr old for 65k instead of new at 88k last August! That's over 20k savings in just a year!
Anyway, Optima is a great car... just enjoy your ride!
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Super Soon
2nd Gear
www.friendster.com/supersoon
Posts: 41
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Post by Super Soon on Jul 6, 2007 21:58:23 GMT 7
Jan 2006, the price for the Kia Optima 2.0 limited edition brand new is RM 125,000. After bargaining I got the car for RM 108,000. During 2006/2007 they then have this sale Rm 88,000. for the car….. So if I have to power to change time,(fat hopes) I definitely will buy a 2nd hand Kia. Its really worth it compared to what I have to pay (bang balls) Jacky how come you have 5 stars in your picture? i got only 1....sad
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